Ramon and Marie Lopez

LOPEZS FIRST CREDIT CARD Ramon and Marie Lopez is a young gibe just starting out. mare supports Ramon while he continues his procreation with an expectation date of graduation within two years. Maria brings home monthly a total of $3,500 after taxes they conduct all their expenses bys check or cash. Marie is interested in applying for a major source card and has asked me as a deferred payment consultant for Aberdeen reference work Union, to help them apply for their first reference book card. I do agree, a conviction card is what this family needs. I have informed the Lopez, when used wisely a credit card can really be an effective ray of light in establishing Good credit history, and a good credit score. I am advising the Lopez of the many credit card deals available, such as: Best character reference plank deal, Credit lineup Deals by Rewards, handbill Deals by Banks, and even Credit Card deal by spending. Which ever type of card they resolve on, I will also advise them to make certain(p) this is the card they want, because the card they choose could have a interdict impact on their credit history later on, if they would conclude to cancel the credit card later on; this would non be a good idea.

So, in taking the preceding(prenominal) advice, Ramon and Marie have decided to go with a Credit Card from the Credit Union, at this time I go in more details in advising the Lopez of the Terms and APR, GRACE Period, Credit Limit, Annual Fees, Processing Fees, Minimum Payment, and Credit Bureau reportage; these are terms which they will get to be acquainted(predicate) with when applying and receiving their first credit card. Now that the Lopez have learned and employ for their credit card, I will explain the procedures APGFCU uses to process their application. The Credit Union uses the 3 Cs in determining their eligibility: depicted object, Character, and verificatory. Capacity refers to your ability to pay based on your income and existing debts. Collateral refers to any assets you have that can secure payment, such as Bank accounts, or home ownership.... If you want to get a full essay, order it on our website: Orderessay

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